E-invoicing your merchants can send in one click.
Email or SMS, customizable template, embedded pay link. The merchant enters the line items; the customer pays from the inbox. Payment lands directly in the gateway with the invoice attached — so reporting, reconciliation, and refunds stay in one place.
For B2B and subscription merchants
Replace fifteen-step accounting workflows with one button. The merchant doesn't move money through a separate billing system; the customer doesn't get a bill from a third-party domain they don't recognise.
Real-time creation and delivery
No batch jobs. No "we'll send it tomorrow." The customer gets the invoice before the meeting ends.
Brand-true email and SMS
Templates are customisable per merchant — your brand or theirs, your domain or theirs (paired with Private Label). Customers don't see Fluid Pay®.
Stays in the gateway
No new system to learn, no separate password to remember. The merchant's existing portal becomes their invoicing tool.
Pay-method controls per invoice
Choose which payment methods are available on each invoice — card, ACH, vault-on-file. Restrict to ACH for a low-margin B2B sale; allow everything for a one-off retail charge.
Reusable fields and templates
Set merchant defaults once and they're pre-populated on every invoice. Reduces typos and speeds the merchant's billing cycle.
Custom messages
Add a per-recipient note — "thanks for the order," "let us know if anything looks off," "due Net 30" — without leaving the form.
Multiple currencies
Invoice in the customer's currency or the merchant's default. Useful for the cross-border merchants in your portfolio.
Line items or manual amounts
Itemize a complex order or send a flat amount — whichever fits the workflow. Line-item invoices include tax, discounts, and product detail; flat-amount invoices skip the noise.
Built-in product catalog
Pre-load the merchant's products and they're one click away during invoice creation. No re-typing prices or descriptions.
Reporting
Paid, outstanding, and partially paid invoices roll up in the dashboard alongside live transactions. One report, not two.
Secure by default
No card data on the merchant's side. Customers pay through a hosted, PCI-scoped page. The merchant never touches a PAN.