Twenty-plus products. One platform. All behind your brand.
Every product below ships behind your brand on day one. Bundle them, white-label them, resell them — or just turn on what you need. One API, one dashboard, one bill.
New to payments terminology? Explore the glossary while comparing products.
AttackDog
Device fingerprinting that doesn't ask the customer. Block fraudulent transactions before authorization with device ID, IP intelligence, and behavioral scoring.
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Automatic Account Updater
The card on file just expired. Update it before the customer notices. Connects to the networks and refreshes vaulted cards automatically — pay only when an update is returned.
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Batch Processing
Batch processing for merchants who bill in spreadsheets. Map columns once, reuse forever, run thousands of transactions in minutes — every payment type the gateway supports.
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Cash Discount
Cash discount — compliant, partner-friendly, portfolio-ready. Built into the gateway across card-present and online so merchants can offset card processing costs.
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Customer Vault
A vault that takes PCI off your merchants' plate. Card and ACH tokenization built into the gateway and shared across every Fluid Pay® product.
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Dashboard Analytics
Real-time analytics across the whole portfolio. Roll up to portfolio level, drill down to a single MID, and broadcast announcements to every merchant at once.
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Dual Pricing
Dual pricing that's compliant in every channel. Separate cash and card prices, transparent disclosure on screen and on receipts, one engine across the whole portfolio.
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E-Invoicing
E-invoicing your merchants can send in one click. Email or SMS, branded template, embedded pay link, line items, multi-currency — built into the gateway.
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EMV & Mobile
EMV, NFC, and contactless across every device your merchants own. One reader, one stack — Processa on the phone, Virtual Terminal on the laptop, certified terminals at the counter.
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Gateway Emulator
Migrate gateways. Don't rewrite the integration. Our emulator speaks legacy gateway formats so merchants change endpoints, not codebases.
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Level 3 Processing
Level 3 processing for B2B and B2G merchants. Capture commercial-card interchange savings without engineering work — built across the whole Fluid Pay® product suite.
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Private Label
A white-label payment gateway your merchants will think you built. Hosted, PCI Level 1, brand-true across portal, vault, receipts and terminals.
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Processa
Partner-branded mobile POS: card, customer vault, ACH, cash, and terminal acceptance on every phone and tablet — with dark mode, biometric sign-in, and a setup that mirrors the Control Panel your merchants already use.
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QuickBooks™ PaySync
Accounts receivable on autopilot. Settled Fluid Pay® transactions post to QuickBooks™ automatically with the right customer, invoice, and GL code.
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Recurring Billing
A recurring billing engine that doesn't churn on expired cards. Adaptive retries, dunning, and account updater on one API — for the SaaS, services, and membership merchants in your portfolio.
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Shopping Cart Integrations
Ecommerce checkout your merchants can ship today. Pre-built cart integrations for the platforms they already run, plus Fluid Cart™ for merchants without one.
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Simple Payments
A drop-in pay-now button for merchants who don't have a dev team. Hosted, branded, on a custom URL — set up in minutes from the gateway.
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Surcharging
Portfolio-wide surcharging that won’t get your merchants fined. Automatic BIN lookup, debit-card exclusion, and prohibited-state blocking — built into the gateway.
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Tokenizer
A checkout UI you don't have to design. Pre-built, PCI-compliant components for desktop and mobile, theme-able down to the CSS variable.
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Virtual Terminal
A virtual terminal your call-center merchants will actually use. Cards and ACH from any browser, with vault, hotkeys, surcharging, and split payments built in.
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WatchDog Community Rules
Fraud filters built by the people who get attacked first. Crowd-sourced rules that catch BIN-attack and card-spinning patterns — packaged so a small ecommerce merchant can use them.
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WatchDog
Fraud detection across the whole portfolio: rules, velocity filters, community blocklists and ML scoring on every transaction — without adding checkout friction.
Explore WatchDogPartner with the gateway built for partners.
No merchant-boarding. No residual surprises. No legacy stack.